A stray baseball, a misguided rock, a hailstorm—there are all kinds of things that can happen in everyday life to your car windshield in a matter of a few seconds, and this is easily one of the most vulnerable parts of your car. Unfortunately, most people simply do not have the extra money hanging around to go have their windshield replaced without notice. This can lead to a need for repairs so your car is once again safe to drive, but no way to finance those repairs. There are a few options to consider, however, if you do find yourself with a busted, cracked, dinged, or otherwise damaged car windshield that must be fully replaced.
Ask the windshield replacement company about available options.
Because the companies that repair and replace car windshields understand that sometimes things happen that are far beyond your control, some do have some kind of financing options available. They may work with you so you can pay half of the cost down and be billed the rest, for example. Some of these companies even work with local lending institutions so you can apply for credit right from their office and find out if you can get a small loan to cover the costs.
Consider getting a payday advance to cover the costs.
The average cost of a full windshield replacement is usually not as expensive as most people expect it to be. According to Angie's List, the average cost of windshield replacement tends to be around $255, and that is with the cost of labor included. If worse comes to worst, and you cannot obtain financing in any other way, getting a payday loan could easily be enough to get your windshield replaced and your car back to a safe condition so you can drive it.
Find out if the damage should be covered by the city.
It is a rarity, but if your car windshield was damaged as a result of coming in contact with something around town, your city government could be responsible for the damages. For example, if you hit a giant pothole downtown and your windshield cracked due to the stress, you may have to file a claim with the local city government to get the windshield replacement costs covered.
Overall, there really is no reason why you should have to deal with a bad windshield because you have no money. Reach out to a windshield replacement company for more information about covering the costs of windshield replacement.